NMS provides a number of services to clients using a holistic financial planning approach as outlined by the Certified Financial Planner Board of Standards to determine a client’s ability to meet life goals through the management of their financial resources following a six step process:

1

Establishing and defining the client-planner relationship

2

Gathering client data including goals

3

Analyzing and evaluating the client’s current financial situation

4

Developing and presenting recommendations

5

Implementing recommendations

6

Monitoring the recommendations

 
Financial planning subject areas include:

Retirement planning

  • Identify income sources
  • IRA
  • Roth IRA

Investment planning

  • Mutual funds
  • Stocks
  • Bonds
  • Annuities

Insurance Planning and risk management

  • Universal Life
  • Whole Life
  • Variable Life
  • Long-Term Care
  • Term Life

Employee benefits planning

  • Defined benefit
  • Cash balance
  • 401k
  • SIMPLE IRA

Income tax planning

  • Capital gains/losses
  • Distribution of assets

Social security planning

  • Optimizing Benefits

Estate planning

  • Trusts
  • Asset Distribution